Showing posts with label frugal living. Show all posts
Showing posts with label frugal living. Show all posts

Monday, March 14, 2016

Final Numbers on SNAP Challenge

I'll be posting my update and thoughts soon. Wednesday - Sunday were a bit of a whirlwind for me, so I didn't have a chance to post.

At the end of the week, it kind of fell apart due to my boss picking up lunch and a last minute invitation to hang out with some friends. So the chicken that we'd planned to have for dinner on Friday ended up getting nice and dried out by the time we'd gotten home. In an effort to not be wasteful, we will be shredding that and using it for burrito/taco night.

All of that said, using my super scientific calculations, I managed to stay under budget and kept my family fed for each meal that we ate. Approximate spent $58.60. Total meals = 40 x 1.58 = $63.20.

Were they all healthy? No. Were they all quick and easy? No.

Here is my final list... I'll be posting a modified recipe for this Baked Polenta and Pepper Sauce. It's budget friendly and quite tasty.

Food Final/Adjusted Price Price
Pasta (Spaghetti) $0.88 $0.88
Peanut Butter $2.74 $5.48 *10.96 at BJs for two GIANT jars
Jelly $0.49 $0.97
Frozen Broccoli $0.00  
Pasta Sauce $1.50  
Rice (2 lbs) $0.75 $1.49
Black beans $1.79  
4 progresso soups $1.50 $6.00
Bananas $2.49  
Whole fryers (2) $0.00 $10.90
Cornmeal $0.35 $1.38
Ground turkey $5.92  
Sausage $2.99  
Honey nut Os $0.84 $1.68
Mozzarella $4.93  
Cheddar $2.47  
English muffins $2.00  
Oatmeal $0.82 $1.64
Whole wheat bread $2.68  
bell pepper (2) $2.68  
Gevalia Coffee $3.85 $5.84
Coffee Creamer $1.25 $2.49
Peas (frozen) $0.00 $0.98
Fresh strawberries $2.28  
Plain yogurt $5.48  
Canned crushed tomatoes $1.50  
onions (bag) $0.49 $1.97
Lettuce $0.55 $0.99
Milk $3.50  
Sour cream $0.84 $1.68
Eggs $0.00 $2.49
Ramen - case of 24 for $8.28 $0.35 $8.28
Tomatoes w/ Chilies $0.69  
$58.60
  Me Jay Mark
Sunday 2 1 2
Monday 3 2 2
Tuesday 3 2 2
Wednesday 3 0 2
Thursday 3 2 2
Friday 1 1 1
Saturday 2 2 2
  17 10 13
$1.58 $1.58 $1.58  
$26.86 $15.80 $20.54 $63.20

Wednesday, March 9, 2016

Tuesday SNAP Challenge and Chickens!

I didn’t take many notes today about my experiences, but today was easier than yesterday. I do think that eating a healthy, filling breakfast combats many issues for me. It prevents me from overeating and I also feel full for a long time, which eliminates cravings.

Tuesday’s meals:
Breakfast
English Muffin with Peanut Butter (this kept me full longer – I may make this a regular staple)
Banana
Fridge oatmeal topped with strawberries

Lunch
Monday’s dinner leftovers (rice, beans, ground turkey, tomatoes, lettuce, sour cream, cheese)

Dinner
Spaghetti with ground turkey meat sauce (~$4.90 for meal, 4 servings [leftovers for lunch])
 
He had a meltdown that there was spaghetti on his nose (he put it there)
The real excitement today is that we got more chickens! It has been a few years since we raised chickens from chicks.

I picked up 5 ISA Brown pullets, an Amberlink, and another Silkie from Tractor Supply (last two were straight run). I couldn’t help myself, the Silkies were just too cute and they had nice feathering on their legs.



I told Jay before I went that I heard they had straight run bantams, but not to worry, because they were probably Silkies and I didn’t want another one of those. Maybe this time we’ll end up with two hens out of our straight run purchases instead of two roosters. I think that eventually I’d like to transition our flock to a RIR rooster and hens that will hatch out sexlink chicks (chicks that you can easily tell male from female at hatching).




Tuesday's Coffee Count
 1 pour over, 2 K-cups

Weekly Coffee Count
3 pour overs, 4 K-cups




Monday, March 7, 2016

Thoughts on SNAP Challenge for Monday


My child is going to eat me out of house and home. I gave him two strawberries as I was cutting up two more to put on my oatmeal. After he’d had a cup of milk, he housed the strawberries along with a piece of cheese, a handful of (generic) Cheerios, and two-thirds of a banana. 

Gevalia coffee (spent $5.84 on a bag at Walmart) is surprisingly good. It’s no Rise Up, but it is getting me up in the morning and fueling the first part of my day. I’ve become a pour-over addict and make my first cup of coffee this way every morning. I blame you, Laura. I also bought those refillable coffee pods after using them at Colleen’s house while we were on vacation. These have already saved me money, as I used to go through about a box a week (at ~$8-$9 a box). Very happy that I got these before the challenge, or else I’d be taking my pour-over apparatus to work with me.

My fridge oatmeal was a winner! I also sprinkled some brown sugar on top and it was delicious with the strawberries. Maybe the expensive MapleHill creamery yogurt was worth it. Although I could also buy delicious yogurt from grass-fed cows at Nice Farms Creamery. If I recall correctly, I can get a quart of yogurt for $3.50 there. I know that they sell their products at several farmers markets that accept SNAP, so this would be on the approved list.


By 11 a.m., I am thinking about lunch. I’m not sure if it’s because I am focused on this challenge or if I’m just hungry. Probably both.

I heated up my Progresso Italian Wedding Soup for lunch and notice the sodium content. Nearly 1300 mg for the entire can (which I am definitely eating – one can is one serving to me). YIKES. So I start thinking about making my own soup with leftovers as well as making my own stock later in the week. Also, the soup was quite good but incredibly salty. I also realize that I have neglected to bring anything to snack on.

3 p.m. I am really wishing I had brought cheese to snack on. 

After work, I ran to the grocery store to pick up some lettuce and sour cream for the tacos. While there, I noticed that cheese was on sale for $1.50 less a pound than I paid for at Walmart. Grrr!

Dinner was awesome and filling. I always love this dinner when we make it at home… although when we have more time, we usually make fresh pico de gallo with tomatoes, lime juice, red onion and cilantro. Today I used a can of diced tomatoes with green chilies.


I made 2 cups of rice (lots left over, ~.75), ~2 cups black beans (~.45), 1 lb ground turkey (~2.96), shredded cheddar (~.83), shredded lettuce (~.33), can of tomatoes (.69), sour cream (.56).

This kid loves these flavors... he could eat rice & beans every day

Total cost of dinner for 3 people ~$6.57. There was enough left over for 2 lunches, plus enough rice for at least one or two more meals after that. I will probably have rice and beans for lunch on Wednesday. That’s about $1.31 per meal, so YAY me.

Other thoughts at the end of the day: 

I think that I will put peanut butter on my English Muffin tomorrow morning instead of regular butter. It should be more filling.

I'm going to count how much coffee I go through this week. I'm also thinking of making my own coffee sweetener/creamer. I usually use french vanilla creamer in my coffee, but I'm thinking that I should be able to make a healthier (and cheaper) version using simple syrup, milk, and vanilla (<-- I have some awesome Mexican vanilla).

Today's coffee count: 
1 pour over, 2 refillable K-cups

Weekly count:

 2 pour overs, 2 refillable K-cups

Thursday, March 3, 2016

Winter and Being Sick Sucks

But I’m going to do my best to overcome it and do something positive.

I’ve been stuck in a funk because I’ve been sick. A lot.

I’ve always considered myself to be a pretty healthy person. I got maybe two or three minor colds a year… the occasional stomach virus. The usual. No big deal. I get migraines, but those are knocked out by injectable Imitrex quickly.

I don’t know if it’s because my kid now shares all of his germs from daycare or what, but this winter has been brutal. I got sick two weeks before leaving for Key West in late November/early December. Then I got sick again a few days before leaving for Key West. On the plane, I thought my head was going to explode, and I couldn’t hear for two days after we arrived.

Then I came down with the flu on January 2nd. It was like I got hit by a bus. I’m one of those people who rarely miss work due to illness… it’s something I pride myself on. Well, I missed nearly an entire week. I tried working from home and got a few hours in here and there. What I should have done was not attempt to do anything and just slept to get better. Three weeks later I wasn’t feeling much better, so I went back to the doctor. I ended up with a steroid injection in the ass, a breathing treatment, and a hefty dose of antibiotics. That finally seemed to knock the remnants of that crud out.

At the beginning of February, I ended up with either food poisoning or a stomach virus. Another day of work missed. Things weren’t right with my digestive tract for probably a week. It was not fun. Then we went to Arizona and I seemed to have recovered from everything! Then I came home. Last weekend I got to hang out with a bunch of girlfriends for our annual Galentines Day celebration. This time, at Turnbridge Point. The company and food was spectacular. And then I started getting stuffy and sore throaty again. Markface was also congested, so I am thinking that he was the vector of my illness yet again.

Last week before I started feeling craptacular again, my acupuncturist  mentioned that she was participating in the Food Stamp Challenge for Talbot County.

My plan is/was to give it a go. I was trying to get Jay on board with doing it too, but he said that he knew too many people that take advantage of the system. Including of course, members of his family (although to my knowledge this is no longer the case). I may have reported aforementioned person to the fraud office when they posted on Facebook that they could get people half price food. ;-)

Fraud notwithstanding, I can’t imagine having to feed my family for $33 per person per week. So my plan is to do it for as many meals as possible. The challenge starts this Sunday, on March 6th.

I’m still trying to come up with my budget for the week, as ours will be a bit convoluted since Jay is gone 2 days of the challenge and will mostly just be eating my challenge dinners, since he doesn’t want to participate.

Fingers crossed that I will find the time and energy to blog about my experience. If I can finally stop being sick, I'm sure that will help a lot!


Tuesday, October 22, 2013

25 Things Update

Life has been so great this year that I nearly forgot my quasi-resolutions from the beginning of the year!

Here is an update:

  1. Be more positive
    I'd like to think that I am doing a much better job of this. If I had to pick one reason that I've been successful, it's that I have much more realistic expectations - of people in general (including myself). I've also pushed my comfort level with some of the things that I've done and challenged myself. My fear of heights? I repelled into a cave. My fear of deep water? I'm now a certified PADI Open Water Diver and have been down to 40 feet with no problems. 
  2. Lose ~13% of body weight (or eat healthier and exercise at least 3x a week)
    I have no idea what I weigh right now and honestly, I don't much care. I think that earlier this year I was so focused on the numbers on the scale that I lost sight of what being healthy is. I started running again, am trying to swim regularly, and I try to eat better. This is not to say that I'm perfect, but I am happier with where I am today than where I was a year ago.
  3. Start a few plants from seed for the garden
    Due to that Australia trip, we kind of screwed up the garden.
  4. Come up with a new budget and stick to it
    This is a work in progress, but I am happy to report that we are doing pretty well with the budget. We were doing better before SCUBA on this. Turns out that diving is an expensive hobby. Once we acquire all of our gear, we shouldn't be spending quite as much. At any rate, we have a budget. And we also started a new savings goal with Smarty Pig. They earn a fantastic rate (1% APY!) and deposits are FDIC insured. Although we currently have more than enough in our savings account for our Emergency Savings Fund, we decided to take some money and move it to Smarty Pig. We'll be putting 6% of our income into that account and should have our Emergency Fund built up to ~5 months of expenses by early 2015. We will be opening additional savings goals with Smarty Pig for vacations and furniture, which brings me to #5.
  5. Get rid of the red couch and chair that I freaking HATE
    We still have them. Unfortunately. I can't wait to give that crap away. I thought that we'd found a sucker someone to take that junk  them, but apparently their apartment fell through. Here is what I want to replace it with: Witiker Brown Reclining Sofa Set. The cool thing with SmartyPig is that you can convert your savings to gift cards and get additional $$ with it. So I could get an extra 7% ($112 off of the couch) if I chose to redeem my savings with an Overstock.com gift card. Not too shabby!
  6. Purchase new furniture and decorate downstairs
    That's a work in progress. Downstairs is fairly well decorated. We also ended up with an extra dining room table and some other furniture. In my opinion, it doesn't go that great with what we have, but it belonged to Jay's grandparents, so we will keep it in the family.
  7. Put together a time capsule for our house
    I have this, we just need to put it into a closet and cover it up.
  8. Blog at least twice a week
    I think I've been okay with this. If I average 2 posts a week, then I should have 104 at the end of the year. I suppose I'd better pick it up in November and December. I have 25 left for the year.
  9. Get organized - important documents, books, seasonal items, etc.
    This is also a work in progress. We've finally found a good system for our important documents, but I need to go through some stuff. Seasonal items are in the attic. We're also going to need to find a good spot to stow our scuba gear.
  10. Be in good enough shape to hike the Tongariro Alpine Crossing (aka Mount Doom) in New Zealand
    I definitely would have hiked Mount Doom if it weren't for the snowstorm happening while we were there. Next time we'll visit in Summer! So yeah, I think I can mark this one off. 
  11. Raise a small flock of chickens for meat (at least six)
    We kind of did this. There are two roosters in our freezer right now and we've decided to cull the last rooster and have nothing but hens. I get to help with the last one. Gulp.
  12. Sell some eggs, otherwise we'll be overrun when the new chickens start laying
    Did this! Although these new chickens are kind of slackers. I thought we'd be getting 12-20 eggs a day, but we're getting more like 6-8.
  13. Snorkel the Great Barrier Reef, even though I'm scared of being eaten by a shark|
    Even better, I dove the Great Barrier Reef and became a certified diver. OH. And I even saw sharks while diving. Carpet sharks and a reef shark. And I didn't freak out - it was awesome.
  14. Snuggle a koala
    Did this and have photographic proof.
  15. Install the heat pump downstairs
    We went without heat downstairs (except for the pellet stove) that I forgot this was even installed! We turned it on earlier this week when I was chilly.
  16. Make room in the budget for a cleaning service
    Not sure if we'll do this. We're going to see if we can handle cleaning ourselves with a schedule.
  17. Get the crawl space insulated
    This is undecided. We're going to see how we get through this winter to see how badly it really needs it. 
  18. Have photos done and send Christmas cards out this year
    In process. We may take photos ourselves or get Laura to do them.
  19. Fence in yard
    We are 95% done. Just a few places left that we need fencing.
  20. Hatch out some silkie and black/red star mixes
    Did this and are eating them - 11. They were ALL roosters.
  21. Say no and not feel guilty afterwards
    I am doing so much better at this.
  22. Have an awesome time at the Mardi Gras Ball
    It was a fun time. Next year will be better and less work. We've learned a lot.
  23. Can tomatoes from our garden
    No garden = no tomatoes.
  24. Print "before" collages to frame and hang in the house
    Still need to do this. When I tried to do this, the computer spazzed out on me.
  25. Use at least one week of our time share
    We planned to do this, but then learned that it would be cheaper to use Leslie and Bob's Shareholder status. We'll be going to Puerto Plata with two other couples during the second week of December.

Friday, May 18, 2012

The chicken decision... do clucks save bucks?

Thanks to my dear friend Angela over at Hot Frugal, I've been thinking lately if having chickens might save us money. Having chickens didn't start as a money-saving endeavor for me. I'd been checking out My Pet Chicken for probably a year and thought that they would be fun pets and that having fresh eggs was a nice side benefit, especially since I love to cook.

So back to my question - Does raising your own chickens for eggs save money? Probably not in the short term, but over the long term... perhaps.

We can count on 9 of our chickens to be good layers... anywhere from 4-7 eggs per week. Let's say they end up on the low side of things and lay 4 eggs per week. That's 3 dozen eggs! Fortunately I do eat a fair amount of eggs and do quite a bit of cooking. We are also planning to give eggs away to our friends... we'll consume anywhere from a dozen to 18 eggs a week, depending on how much we cook.

Free range eggs from a local company in the area sell for $2.50 for small, up to $4.50 for jumbo eggs. By everything I've read, our chickens will lay large to extra large eggs, which sell for $3.50 to $4 a dozen. We'll use the conservative estimate... $3.50 per dozen eggs, times 3... $10.50 a week. That's $546 a year! Of course, we won't be selling them, but that is what they are worth.

I'm also not expecting to get as many eggs during the winter and molting times, so we'll cut that down to 35 weeks of 3 dozen eggs instead of 52. Still, that is $367.50 worth of savings.

Now, how much did all of this *actually* cost?



That is a more complicated question. The initial set-up involved about $50 worth of supplies... brooder bulb and light, feeders, chick starter, bedding, etc.

The chicks themselves - cost $5 a piece for the black stars, $2.75 for the red pullets and $1.99 a piece for our straight run bantams (silkies). So we ended up paying $39.98 for our 11 chickens.

Materials for the coop building (including paint) came to about $150. We also bought some wire fencing to build the run and some plastic fencing and u-posts for a temporary run, which ended up totaling around $50. We are constructing their run out of pallets, which we snagged for free in the industrial park. We were able to save some money as well by using some items that we already had on hand, or inexpensive hardware that we bought at the local ReStore (the Habitat for Humanity store) for a steal - $1 hardware that could cost $5-$10 elsewhere.

Feed costs anywhere from $16-$20 for a 50 lb bag, which I'm guessing will last about a month. Chickens can also have table scraps and will forage for greens and bugs. They go crazy for anything creepy crawly. Once we let them out to forage more, we will probably save on our food costs.

I'm sure that I'm missing a few things, but that is the bulk of it. So right now, we're looking at an initial investment of just under $300.


However, this would cost other people an awful lot more if they didn't build their own coop - to answer this question properly also involves your experience and knowledge of power tools.

During the last week, our nail gun started malfunctioning and the trigger fell off the reciprocating saw while Jay was using it, locking it into the ON position. This can be quite dangerous!

Yesterday, I cut my wrist on a nail in a pallet. If it had been slightly lower or if the nail had been sharper, that would have been an interesting trip to the ER. Not to mention that I was covered in red paint, so it might have been a bit alarming to the staff. At least I knew that my boss was working the afternoon shift, and he also knows that I'm building a chicken coop. If he hadn't known, they might have shipped me off to the looney bin for trying to slit my wrist with a rusty nail. Don't worry, I'm up to date on my tetanus shot!

So if you're not a savvy builder or have to take a trip to the ED, that obviously will make the cost of owning chickens much higher. Most coops that you can buy online for 12 chickens will run over $800. Building it yourself will definitely save a lot of money.


Next year I may try hatching out some chicks. My boss's wife has an incubator that he's volunteered to let me borrow, so I'm thinking of ordering some fertilized eggs online and hatching out some other breeds... Easter Eggers or Ameracauna type chickens that will produce funky colored eggs, more specifically. So depending on how many hatch, we will probably sell some chicks and then keep a few, depending on how many chickens we have to replace. Hopefully all of my 11 will survive the next year, but I have to be realistic... there are a lot of feral cats in the neighborhood and I'm sure that we'll lose a couple.

With all of that said, we will probably be breaking even, or maybe even saving a little bit of money with our chickens. If we keep them for a few years, we will be saving money for sure.

Of course there are plenty of other reasons to keep chickens... fertilizer, pest control (they love to eat fleas and ticks), plus they are just plain fun to watch. They all have different personalities and can keep me entertained for hours with their antics.

I'm very happy that we have them and I'm sure I'll be even happier once they start rewarding me with fresh eggs! :)